After a car accident, you may wonder if you need to report the collision to your insurance company. Accidents on your record could increase your monthly premiums, leading to financial hardships for many people. In addition, Georgia law mandates drivers to report certain accidents to the police—and if the accident is serious enough for a police report, you will likely need to report it to your insurance company.
According to Section 40-6-273 of the Georgia Code, drivers must report any accident to the police that results in injury, death, or over $500 in property damage. If you do not report the accident to law enforcement, you can face penalties such as license suspension and fines. You can report the accident by calling 911 immediately after the collision.
If you are in an accident in Georgia, you will likely need to report the collision to your insurance company, even if someone else caused it. However, not all car accidents will increase your monthly rates. The insurance company will determine whether to increase your premiums based on who was at fault for the accident.
If you are in an accident with another driver, it is in your best interests to prove that you were not at fault. By proving the other driver’s liability, you can prevent your company from raising your insurance rates after you report the accident. You will need to take the following steps to preserve and document as much evidence as possible.
In addition to these steps, you should seek the assistance of a Georgia injury lawyer. Your attorney can conduct an in-depth investigation into your accident and help prove to the insurance company that you are not responsible. After you seek medical attention, contact a Georgia car accident lawyer as soon as possible.