If you were injured in a car accident in Augusta, GA, you could be faced not only with the physical and mental toll of the accident but the financial stress as well. One key step after a car accident is filing a car accident claim to cover the losses you suffered. Getting paid fairly from an insurance company such as Allstate will help address your medical expenses and vehicle damage. If Allstate is the insurer receiving your claim, follow the suggestions below to maximize your results.
What Damages Can Allstate Cover in a Car Accident Claim?
After a car accident in Georgia, claimants can receive financial compensation for any of the following:
Damages in an insurance claim can be shown through bills, invoices, damage repair estimates, and expert reports. Other damages, such as emotional distress and pain and suffering, are case-specific. Non-economic damages such as pain and suffering are more challenging to prove but just as substantial as the “dollars and cents” figures.
Steps Involved in Filing an Allstate Auto Insurance Claim
Georgia is an at-fault state for car accidents. This means that when two Georgia drivers are in a car accident, the driver responsible for the accident will be required to pay. If the other driver was insured, as required by law, and their insurer was Allstate, then Allstate will be handling the claim.
Allstate might try to minimize the claim, delay payment, or deny the claim altogether. Missing or late documents, issues with evidence, or other perceived problems can lead Allstate to undervalue a claim.
If you can, stay present at the crash site and collect evidence, such as photos, videos, and the names of eyewitnesses. Get information about the other driver, including their insurance information. Talk to the police when they arrive to provide a statement.
However, avoid statements and admissions that can shift blame to you. Insurance companies can and will use such statements against you.
Getting Prompt Medical Care
If you turn down emergency treatment or don’t follow up with a medical provider in the days after an accident, Allstate could find your injuries were non-serious and not worthy of full and fair payment.
Filing Your Initial Car Accident Report With Allstate
You should file your claim within 24 hours of the car accident or motorcycle accident whenever possible. To file a claim, call 1-800-ALL-STATE or file a claim online with Allstate. You should state you were involved in a car accident and need to file a claim. Keep track of the claim number given to you, and follow up on the claim over the following days and weeks.
How to Maximize Your Allstate Car Accident Claim
A car accident claimant should also keep the following suggestions in mind:
Maintain copies of your medical records and any documentation associated with your medical care and costs.
Do not overshare information, apologize, admit fault, or give your own opinions about what happened. Stick with the essential facts instead.
Limit the details you give to an insurance adjuster. Even though the adjuster might seem friendly on the phone, they are trained to encourage claimants to make statements against their own interests.
Do not agree to a recorded statement with Allstate.
Insurance companies have to maintain profits, and they do that by denying or minimizing claims. One way they’ll try to do the same in your case is by obtaining statements from you that damage your car accident claim. Hiring an experienced car accident lawyer with experience in Allstate car accident claims in Georgia is the safest strategy to maximize your Allstate claim. If Allstate does not play fair, your car accident attorney will proceed with a personal injury lawsuit to seek the compensation you deserve.
An Augusta Personal Injury Lawyer Can Help With Your Allstate Claim After a Car Accident
Insurance companies such as Allstate often try to minimize or deny claims after a car accident. An experienced Augusta car accident lawyer can handle the Allstate claim on your behalf to make sure your rights are protected. An attorney will negotiate aggressively and will not fall for an insurance company’s tactics.
Contact an Augusta Car Accident Lawyer at Nicholson Revell Personal Injury Attorneys Today